Loaning money to an honest responsible one is just as dangerous. I don’t know if you’ve noticed yet, but most unmarried women under the age of 35 are constantly living crisis to crisis. When the crisis is over, things are fine again for a few months, then there’s another crisis.

It costs $15 to $30, depending on how sophisticated you want to make the agreement.

Contracts created on this site are legally binding.

There's also Virgin Money, which can draft the agreement and administer the repayment process.

It's more pricey, around $100 - but it may give your friend confidence to know the site will actually go after you for the money if you flake. and Then Some Amy and Wes usually pay each other back with a small bonus as a show of appreciation.

Maybe your friend knows some dramatic way you can reduce your living expenses to shore up cash, or a quick side gig that could bring in that money.

Or maybe he or she can help you save: A babysitting offer, for example, could cut your costs by 0 or more.With good reason: According to Jeanne Fleming and Leonard Schwarz, authors of Isn't It Their Turn To Pick Up The Check, 95% of adult Americans have lent money to friends or family members - but for the largest loans, 43% said they were not repaid in full.With that in mind, here are some thoughtful ways to approach friends for a loan.And if you need a new suit for a job interview, try shopping in your friend's closet instead of at the mall.Put Your Friend at Ease If you do decide to ask for the moolah, "make it easy for [your friend] to say no," say my friend Kimberly Palmer, author of the new book Generation Earn: The Young Professional's Guide to Spending, Saving and Giving Back. Error Banner.fade_out.modal_overlay.modal_overlay .modal_wrapper.modal_overlay [email protected](max-width:630px)@media(max-width:630px).modal_overlay .modal_fixed_close.modal_overlay .modal_fixed_close:before.modal_overlay .modal_fixed_close:before.modal_overlay .modal_fixed_close:before.modal_overlay .modal_fixed_close:hover:before.